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Expert Panel fights against loan harassment by educating borrowers, stopping unethical recovery tactics, and enabling dignified debt resolution across India.
This blog explains how to stay safe while using personal loan apps, covering RBI regulations, privacy issues, legal remedies, and steps against harassment.
Ritika Sharma fought against harassment by recovery agents and reclaimed her dignity using legal action, proving borrowers can stand strong with the right support.
Facing WhatsApp harassment by recovery agents? Learn what counts as illegal, how RBI protects you, and the legal actions you can take to stop it.
Learn the top 5 warning signs of illegal recovery practices by agents and how to protect your rights with legal steps and RBI support.
Explore how SARFAESI and IBC impact borrowers differently and learn which legal route offers better protection and relief in debt recovery situations.
Financial crises can spiral without legal help. Learn how borrowers can protect their rights, negotiate better terms, and secure relief through expert legal guidance.
Debt resolution offers a strategic and less damaging alternative to bankruptcy, allowing individuals and businesses to regain control over their finances. By negotiating manageable payment plans or settlements, it helps protect assets, reduce credit impact, and restore financial stability, paving the way for a brighter financial future.
Learn how errors in your CIBIL report can affect your credit score, loan approvals, and interest rates, and what steps to take for correction.
When a client faced relentless pressure from recovery agents amid a settlement process, a prompt legal intervention made all the difference.
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Is the growing trend of loan settlements a financial loss for banks, or do these arrangements offer strategic benefits that enhance overall operational efficiency? This article delves into the implications of loan settlements, exploring how they can improve cash flow, reduce recovery costs, and strengthen customer relationships while ensuring compliance with regulatory standards.
"Learn how to protect yourself from illegal recovery practices and harassment from debt collectors. This guide covers your rights as a borrower under RBI guidelines, legal recourse through the Consumer Protection Act, and remedies under the SARFAESI Act to safeguard against abusive recovery tactics and secure justice."
When parents settle a loan, it can significantly impact their child's ability to secure an education loan, affecting factors like credit scores, financial stability, and loan approval. This article explores the repercussions of parental loan settlements on education funding.
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Bank representatives visiting your home for debt collection or other purposes can feel intrusive, but knowing your rights can help you maintain privacy and control. This guide offers essential tips on handling such visits professionally while safeguarding your personal space, including understanding your rights under RBI guidelines, verifying the agent’s identity, and taking follow-up actions to protect your privacy.
Many women in India, when faced with the pressure of repaying debts, experience harassment from aggressive creditors. These recovery agents often resort to tactics like persistent phone calls at odd hours, threats of public humiliation, and even unannounced visits to their homes. For women, especially those in vulnerable situations, this kind of harassment can be deeply distressing.
When liabilities become overwhelming, individuals often face two primary options: debt settlement or declaring bankruptcy. Each approach has its own advantages and drawbacks, and the best course of action depends on personal goals, financial circumstances, and the willingness to accept long-term consequences.