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Debt settlement is not complete without proper documentation, and relying on verbal assurances can expose borrowers to legal risks. This article explains common post-settlement pitfalls, CIBIL errors, recovery calls, and why written settlement and closure letters are essential to legally close a loan and prevent future claims.

Facing business losses can be stressful and overwhelming. Learn how to stay calm, regain control, manage cash flow, renegotiate liabilities, and rebuild stability with practical steps after a business setback.

Understand how RBI guidelines protect borrowers from unethical recovery agents in India and what borrowers should know about respectful loan recovery practices.

Understand what personal loan resolution means, how the process works, and the simple steps borrowers in India can follow to manage repayment challenges.

Compare ADR and court litigation in loan disputes. Learn how mediation, negotiation and conciliation help borrowers resolve issues faster, avoid stress and stop harassment, while understanding when litigation becomes necessary.

Farmers are struggling with rising debt, unstable crop prices, late rains, and constant recovery pressure. Loan waivers offer only temporary relief; long-term solutions lie in FPOs, insurance, financial literacy, and stronger government support to help farmers break free from the debt trap.